Category Archives: Hastings Mutual

Michigan strengthens Graduated Driver Licensing law

State young driver licensing summary:


Rating: GOOD
To get a learners license you must:
Have a minimum age of: 14, 9 months1
Before getting a license or restricted license you must:
Have a mandatory holding period of: 6 months
Have a minimum supervised driving time of: 50 hours, 10 of which must be at night
Have a minimum age of: 162
Restrictions during intermediate or restricted license stage:
Nighttime restrictions: 10 pm-5 am
Passenger restrictions:
(family members excepted unless otherwise noted)
no more than 1 passenger younger than 21
Minimum age at which restrictions may be lifted:
Nighttime restrictions: 17
Passenger restrictions: 17

1Permit applicants younger than 18 in Michigan must have completed the first segment of driver education. 

2License applicants younger than 18 must have completed the second segment of driver education. Neither driver education nor an intermediate license is required for license applicants 18 and older.

Hastings Mutual Insurance Company Recognized Again For Financial Strength

Hastings, Michigan, October 13, 2010: For more than 125 years Hastings Mutual Insurance Company has focused on financial strength and responsible management of its assets. The company’s dedication to excellence has paid off as reflected in their recent results. This year Hastings Mutual Insurance Company is again awarded the highest honors by Weiss Ratings (formerly and by Demotech, Inc.

Weiss is an independent research and ratings company that has been in operation since 1971. Melissa Gannon, vice president at Weiss Ratings, states, “Unlike most other rating agencies, Weiss Ratings accepts no compensation of any kind from the companies it rates.” Weiss announced on October 4, 2010, that Hastings Mutual is again rated “A+” based on the company’s strong financial solvency.

The Weiss score is based on the current and future financial stability offered to customers, vendors and employees. Less than 1 percent of financial companies reviewed meet the criteria for this exceptional rating.

This latest honor follows a recent Demotech, Inc. announcement that Hastings Mutual is again a “Super Regional™” carrier. Published in the May 17, 2010 issue of Insurance Journal, Demotech Inc. revealed their list of Super Regional™ P/C insurers. Of the 2,700 companies analyzed, only 165 qualified as a Super Regional™.

Joseph Petrelli, president at Demotech states, “These companies are strong, stable markets that have been working hard for their agents and insureds.”

“This recognition is an honor, and we know that the partnership we share with our agents is integral to our success,” remarked Bill Wallace, president and CEO at Hastings Mutual Insurance Company. “We look forward to our Company’s future and Hastings Mutual’s continued success with our agents.”

About Hastings Mutual Insurance Company

Hastings Mutual is an award winning, A. M. Best: A+ rated, regional Property Casualty insurance company. Hastings Mutual operates in six Midwestern states. The company, based in Hastings, Michigan, has been writing commercial, farm, and personal lines business through independent agents since 1885. For more information about Hastings Mutual and their 125th anniversary, access the company web site: