Garage & Dealers Insurance

Your Customers or your Business Insurance

Which do you want to spend more time handling?  You're an expert in sales & service.  You need an expert that listens to you and creates a package that is unique to you.  

Businesses like yours can't operate without the right tools.  Your garage insurance package is also an essential tool needed to provide a safety net when you need it most!  Our agency and our company partners have been protecting businesses like yours for more than 100 years.  

You don't have that kind of lasting power without loyal customers and loyal customers are the result of promises kept.  

Our garage program protects:

Our garage program protects:

  • Auto Body Shops
  • Auto Glass Repair Facilities (on or off site)
  • Auto Service & Repair Garages
  • Boat Dealers
  • Boat Repair Shops
  • Brake & Muffler Shops
  • Car Dealerships (non-franchise)
  • Car Washes
  • Construction Equipment Dealers
  • Detailing Shops
  • Farm Equipment Dealers
  • Motorcycle, ATV, or Snowmobile Dealers
  • Quick Lube Shops
  • RV Sales & Service
  • Sound Equipment Repair & Installation
  • Tire Dealers
  • Transmission Shops
  • Tune-up Shops
  • Upholstering Shop
Standard Coverages Could Include:

Standard Coverages Could Include:

  • Building
  • Personal Property & Stock
  • Inventory (including dealers blanket)
  • Garage Keepers (protects your customer's vehicles in your custody)
  • Signs
  • Worker's Compensation
  • Business Vehicles
  • General and Garage Liability
  • Loss of Income Coverage - unlimited up to 12 months
  • Money (on and off premises)
Options & features customized for your needs:

Options & features customized for your needs:

  • 3 - year "rate lock"
  • Employee Tools
  • Broad Form Products & Completed Operations
  • Mechanics Errors & Omissions
  • Equipment Rental
  • False Pretense
  • Unlimited Dealer Inventory with monthly reports
  • Actual Loss Sustained for customer vehicles
  • 12 months of business income - actual loss sustained
  • Mechanical Equipment "Breakdown" 
  • Automobiles Furnished to owners, partners, and employees
  • Electronic Equipment 
  • Water & Sewer Backup
  • Plus more options....