Boating Insurance

Is your boating insurance seaworthy?

Is your boating insurance seaworthy?

Getting out on the water in your watercraft is can be a wonderful escape from the day-to-day. But, having fun on the water can also increase liability risks.

Let’s make sure your “financial boat” doesn't sink should you encounter rough waters.

Does homeowners insurance cover your boat?

Does homeowners insurance cover your boat?

The fact is, homeowners policies can have numerous restrictions on boat owners, depending on the type, size, and horsepower of your watercraft.

In other words, if you don't carry a boat insurance policy, you may be underinsured.

Boat Insurance: what's covered

Boat Insurance: what's covered

Typical coverages should include:

  • Personal liability
  • Boat
  • Motor
  • Trailer
  • Accessories on your boat

We also provide insurance for the following types of watercraft:

  • Runabout
  • Personal Watercraft
  • Mini Jet Boat
  • Sailboat
  • Pontoon
  • House Boat
  • Cabin Cruiser
  • Other Fishing Boat
  • Bass Boat
Boat insurance discounts spoken here

Boat insurance discounts spoken here

We also work with carriers who provide boat insurance discounts. Here are a few ways you may be able to save:

  • Package your boat policy with other policies
  • Automatic built-in Fire Extinguisher System
  • Safety Course Certificate
  • Pay your policy in full each year
  • Have a clean automobile driving record

There are even more ways to save on boat insurance, but the only way to truly determine the best policy for you is to have a quick chat about your needs and the amount of protection to keep you out of the rough waters.

Why we're different

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your boat.

Contact us today, and we'll help you protect what matters most.