Contractors Insurance

Contractors know that winning bids is essential to being successful.  But, just as important is protecting yourself from unnecessary risk.

Contractors will sometimes say, "we can work good, fast, or cheap; but you can only pick two of those three."  Contractor insurance is the same way. 

Cheap, fast insurance is rarely good for your business.  

We offer coverage for many trades, including:

We offer coverage for many trades, including:

  • Carpenter
  • Plumber
  • Handyman 
  • Electrician
  • HVAC 
  • Painter
  • Concrete Construction
  • Excavator
  • Renovation
  • Drywall Installation
  • Ceiling or Wall Installation
  • Floor Covering Installation
  • Janitorial Service
  • Landscape Gardening
  • Lawn Care Service
  • Sealcoating
  • Siding Installation
  • and other classes of contractors

Protection for every budget or job

Because every business is different, commercial insurance solutions for contractors can range from a basic policy to a thorough mix of coverages.

Also, the type of contracting business you own, size, number of employees, and type of work all have an impact on the types of protection you may need.

We understand you need to stay focused on work, and not the risks you face every day. That's why we work with multiple carriers to find you the best coverage at the most affordable price.

Insurance keeps working, even after the job is done

Even when the job is finished, there is plenty more work to be done. You may have connected the final fixtures, flipped the switch, and handed over the keys, but the potential liability from your work goes on.

Our insurance keeps protecting you from any accidents or faults that may allegedly result from work you’ve overseen or performed. In the trades, you need a solid contractor insurance policy that keeps working to protect you long after you have moved to the next job site.

What does contractors insurance cover?

What does contractors insurance cover?

The some of coverage areas that need to be addressed in your contractors insurance could include:

  • Property in transit
  • Building/Construction Materials 
  • Workers Compensation 
  • Trucks and other commercial vehicles 
  • Errors and Omissions
  • Tools & Equipment
  • Self-propelled or Mobile Equipment
  • Property in the course of construction
  • Additional insured requirements

If your contractors insurance misses any of this protection, your job and your company could be at serious risk.

What about the cost?

Understandably, price is always a concern for contractors. But, with a custom contractors insurance policy, you control what coverage you want to pay for, making it surprisingly affordable.

Why we're different

You may think you want the cheapest insurance you can find, but cheap isn't everything.

While most insurance products are similar in price and function, insurance providers vary when it comes to structuring a policy that actually covers you.

There’s no such thing as a one-size-fits-all insurance policy when it comes to your business.

Contact us today, and we'll help you protect what matters most.