120 West Superior Street
If you're like many people, you have insured your cars, your home, maybe even your life. But if you're like many people you've never investigated protecting against what could be your greatest loss...the loss of your paycheck.
Disability income protection is insurance that can guarantee an income stream to you and your household if you are injured or sick and can't do your job.
Who is depending on your income?
How long could your household manage without your income?
Q: Is disability income insurance right for me?A: If you do not have the funds to pay bills for more than 90 days if injured or sick and are unable to work, disability income insurance may be helpful in providing for those needs.
Q: When is the right time to purchase disability income insurance?A: If you are in good health and have an income to protect, there is no better time than now! Rates are typically better the younger you are.
Q: I have group disability income insurance through my employer. Is having my own individual disability income insurance policy still a good idea?A: Coverage through your employer may not be enough and could have limitations on when and how benefits are paid. Furthermore, if you leave your job, some employers will not allow you to take your coverage with you