Flood Insurance
What are you risking?
An average flood damage loss is $39,000 and as little as one foot of water can cause it.
Don't live by water?
Floods can result from clogged storm drains, broken water mains, or dam failures.
What is typically covered with flood insurance?
Flood insurance is available for residential, commercial, and agricultural buildings
- Building & its foundation
- Electrical & Plumbing systems
- Equipment like AC, Furnaces, and Water Heaters
- Appliances like stoves, refrigerators, and dishwashers
- Carpet or Vinyl Flooring
- Drywall and wall coverings
- Debris removal and more...
Before a flood
- Prepare an emergency kit and make a family communications plan
- Avoid building in floodplains, unless structure is elevated and reinforced
- Elevate the furnace, water heater, and electric panel
- Consider installing “check valves” to prevent floodwater backups
- Construct barriers to stop floodwater from entering the building and, seal basement walls with waterproofing compounds
Driving tips
- Six inches of water will stall or cause control issues in most passenger vehicles
- A foot of water will float many passenger vehicles
- Two feet of rushing water can carry away most passenger vehicles including, SUVs and pick-ups
- Never attempt to drive through a flooded road; depth is not always obvious, and the roadbed may be washed away under the surface
- Do not drive around barricades
- Do not try to take short-cuts, and stick to designated evacuation routes
- Avoid driving at night when it is harder to recognize flood dangers