120 West Superior Street
Building a successful business is hard enough, without the added headache of finding affordable, quality health insurance.
Whether you're just starting out or own a small business with multiple employees, you're going to need help finding and securing health coverage.
There are two primary categories of health insurance for small business owners and self-employed persons to choose from:
After that, there are more plan options to choose from:
Preferred Provider Organization (PPO) plans are the most popular for individuals and families. It’s your responsibility to make sure that the health care providers you visit participate in the PPO. A PPO plan may be right for you, if:
Health Maintenance Organization (HMO) plans offer health care services through a network of providers who contract exclusively with the HMO or who agree to provide services to members. An HMO plan may be right for you if:
Health Savings Accounts (HSA) eligible plans are usually plans with higher deductibles, designed for use with HSAs. Similar to a flexible spending account (FSA) or 401(k), an HSA is a special bank account, which allows participants to save pre-tax money, specifically for future medical expenses. An HSA-eligible plan may be right for you if: