Universal Life

Permanent, Flexible Protection
You are seeking a Universal Life insurance policy if you want:
- A permanent option of coverage with built in flexibility.
- A truly, customizeable life insurance protection for nearly any need.
- A combination of life insurance protection if the policyholder passes away unexpectedly, but the buildup of cash values on a tax deferred basis if they don't.
- The possibility of taking a "loan" from the policy's cash value.
- Flexibility to miss premium payments without losing coverage, if the policy is structured appropriately.
- Financial security that is provided by term life insurance.
- Benefits of ownership with the flexibility to pay for renting.