Universal Life

Permanent, Flexible Protection

Permanent, Flexible Protection

You are seeking a Universal Life insurance policy if you want:

  • A permanent option of coverage with built in flexibility. 
  • A truly, customizeable life insurance protection for nearly any need.
  • A combination of life insurance protection if the policyholder passes away unexpectedly, but the buildup of cash values on a tax deferred basis if they don't. 
  • The possibility of taking a "loan" from the policy's cash value.
  • Flexibility to miss premium payments without losing coverage, if the policy is structured appropriately. 
  • Financial security that is provided by term life insurance.  
  • Benefits of ownership with the flexibility to pay for renting.