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Pioneer State Mutual

Our Mission:
Dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time.

Pioneer State Mutual Insurance is a property-casualty insurance carrier specializing in coverages for individuals, farms, and businesses. We market our products through the Independent Insurance Agency system and currently only write in the state of Michigan, providing best in class service for our agents and policyholders while maintaining a satisfied, highly motivated work force, and a sound financial base.

Since 1908, Pioneer State Mutual and its network of Independent Insurance Agents have been dedicated to serving our policyholders with compassion, integrity, and excellence in order to create peace of mind, one decision at a time.

Today, we offer a wide array of insurance options including Auto, Home, Farm, Mobile Home, Renters, and Commercial policies, all expertly tailored to your specific needs.

The Pioneer Advantage
Pioneer State Mutual Insurance Company was started as a way for local farmers to protect each other from bearing catastrophic losses alone. That principle is at the core of how we still do business today.

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Customer Reviews

Great people and fair rates and easy to pay.

RC
Roger C

They always answer our questions and usually the same day if not within an hour

KD
Karon D
5/5

I am grateful that we found them and they are a great company to go through!!

AG
a g
5/5

...I will be recommending them to everyone.

JS
Justin S
5/5

I highly recommend this agency.

CD
Charleen D